Non Emergency Medical Transport

NEMT insurance is a type of transportation insurance that is specialized to cover those businesses that provide non-emergency medical transport for passengers with special needs. While insurance is important for any transportation company, it’s absolutely essential for NEMT businesses to survive due to the delicate health of many of the passengers being transported. (Read our blog post on NEMT)

NEMT Supplemental Application

For Access and approval to our Exclusive NEMT Insurance Program please complete the auto application and upload all required documentation, as this is a specific NEMT Insurance all lines program, all required documents must be uploaded for submission to be completed.


Most insurance underwriters will have a list of requirements for the operation of NEMT vehicles in order for them to be covered under their policies. 

With S.W.A.N. insurance, you can gain access to a number of different discounts to the price point on your policies, which can save you tens of thousands of dollars per month on your overhead costs.


We help clients in the ever-evolving requirements for complying with state insurance regulations. These regulations change regularly and without much prior notice, so you can be unknowingly operating a non-compliant fleet of vehicles for months until an inspection slaps a major fee on your business.


Running a NEMT business provides an invaluable service to the community, but it can be hazardous if you’re not properly covered by the right policies. We are an established broker appointed with many carriers to provide the best rates and policies so you can focus on growing your business and increasing the quality of life for the members of the community who can’t reliably transport themselves.


If you don’t find an answer to your question, please feel free to contact us!

About Us

S.W.A.N. Insurance is built on a passion for small business

The owner, Chris Mahlberg, grew up with both of his parents operating small businesses. He saw firsthand how important good insurance is when there was a $1,000,000 claim at his Dad’s business that would have bankrupted the business and the family. This dedication to protecting small business owners is woven into the fabric of the company values.

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Send us a message by submitting the contact form below and we will get back to you right away!

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Organizations We Serve

Small Business

Mid-Size Companies

Enterprise Clients

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