858-381-3108
Have Any Questions?
Get in Touch
858-381-3108
Have Any Questions?
Get in Touch

Qualify Your Company With Our Preferred and Exclusive Markets

Transportation Insurance From a Highway Certified Insurance Agency

S.W.A.N. Insurance provides specialized insurance solutions for motor carriers and transportation businesses, including drayage, air freight, and warehousing operations.

 

As a Highway Certified Insurance Agency, we help make it easier for brokers to verify your insurance information while connecting your business with coverage through our preferred and exclusive markets.

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What Highway Certification Means for Motor Carriers

The certification belongs to our agency, but the advantage extends to the carriers we serve.

Brokers on Highway can see which carriers work with a Certified Insurance Agency. That visibility acts as a trust signal and can make it easier for brokers to verify your insurance and do business with you.

  • Faster Approvals

Create a 24 month plan with our Fleet safety programs, dynamic technology platform and financial assessment model.

  • Fewer Compliance Holdups
Complete, current, VIN-level coverage data means fewer last-minute issues caused by missing certificates or outdated policy details.
  • A Stronger Position When Brokers Choose Who Gets the Load

When a broker is deciding between carriers, a verified insurance profile makes your company easier to approve. Certification removes friction from the hiring process, helping position carriers who work with Certified Agencies to win more freight.

  • Faster Renewals When You’re Insured With S.W.A.N.

When S.W.A.N. is your agency, we upload your certificates directly to your Highway profile. Your coverage information is available where brokers are already looking and kept current and complete, helping renewals process faster and reducing the lag between a policy change and what a broker sees.

Insurance for
Drayage, Air Freight & Warehousing

Transportation businesses face specialized risks and insurance requirements. S.W.A.N. works with businesses across drayage, air freight, and warehousing to help secure coverage that fits their operations.

 

Coverage may include:

  • UIIA-Compliant Auto Liability
  • Motor Truck Cargo
  • Trailer Interchange
  • Warehouse Legal Liability
  • Workers’ Compensation
  • General Liability
  • Pollution Liability
  • Excess Liability
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Speak to a specialist

For Access and approval to our Exclusive NEMT Insurance Program please complete the auto application and upload all required documentation, as this is a specific NEMT Insurance all lines program, all required documents must be uploaded for submission to be completed.

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Frequently Asked Questions

Have Questions? We Have Answers.

We’re Here To Help You Navigate Through Trucking Insurance. If You Don’t See Your Question Listed, Feel Free To Reach Out To Our Team For Assistance.

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Drayage

What insurance do I need to operate at ports and rail yards?
You’ll need UIIA-compliant Auto Liability, General Liability, and Trailer Interchange coverage. Endorsements like UIIE-1 and CA23-17 are often required.
What is Trailer Interchange Insurance, and why is it important?
It covers physical damage to non-owned containers or chassis while under interchange agreements—required by most port authorities.
Do I need a DOT, MC number, and Tax ID for drayage?
Yes. Even local operators need a DOT number and Tax ID. An MC number is needed for interstate or intermodal moves.

Air Freight

Is cargo insurance required for air freight shipments?
It’s not legally required, but highly recommended. Carrier liability is limited and may not fully cover high-value goods.
What does air cargo insurance cover?
It covers loss or damage in transit. Some policies also include limited coverage for delays, theft, or rough handling.
How is my premium calculated?
Premiums are based on declared value, type of goods, route risk, and transport method.

Warehousing

What is Warehouse Legal Liability Insurance?
It protects you if third-party goods stored at your facility are damaged due to fire, water, theft, or mishandling.
What does warehouse legal cover and not cover?
It covers goods under your custody and control, but not property you own or damage from excluded perils like earthquakes (unless added).
How do warehouse contracts affect insurance coverage?
Your liability depends on the service agreement or warehouse receipt. We help you align coverage with those terms.

General Questions

How much Motor Truck Cargo Insurance do I need?
Enough to cover the full value of goods plus freight charges. Contracts often require $100K–$250K minimum.
What happens if I file a claim?
We guide you through the process. You’ll need documents like the bill of lading, delivery receipt, and invoice. Most claims resolve in 2 - 4 weeks.
Can I get higher coverage limits if I haul high-value cargo or operate in high-risk areas?
Yes, custom policies with Excess Liability or All-Risk Cargo can be arranged based on your needs.
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