General Liability Worker Compensation, Equipment/ Property/ Inland Marine, Commercial Auto, Bonding/ License and Permits, PEO. At S.W.A.N. We can help you obtain all of these coverages at the best pricing possible by leveraging our wide network of carriers and our relationships.

Workers’ Compensation Insurance for roofing contractors is one of the largest expense items, next to labor and materials. Most states require Workers’ Compensation insurance before they will allow the roofing contractor to obtain licensing. Due to the hazardous nature of roofing, many insurance companies avoid this class of business or provide policies with limited coverage. Therefore, roofers believe their only option is to go with State Fund and agree to pay a higher rate. Now there are other options, and at S.W.A.N., we help our contractor clients save up to 40% on their rates.

There are almost 100,000 roofing contractors operating in the U.S., with over 285,000 employees. Many roofing/GC companies have a hard time finding workers compensation coverage outside of their State Fund Pool because a lot of standard markets don’t offer coverage for roofers. That’s why we’ve worked with several of our best companies to create a target program to help roofers qualify for a lower rate.

We work with A rated insurance companies to form a group policy with the best in class contractors. We work for you to make sure you qualify for the program and reap the benefits: Competitive Rates/Reduced Overhead, Bundled Coverages, Easy Payroll Reporting, Less hassle on yearly audits.

Having a good X-mod, clean claim history, professional website are one of the main factors to help you lower the rate. However, to get qualified, it’s very important to work with a brokerage that has experience in this specific field to assist you with the supplementation process and negotiations.